Beacon Score Inc.

How much house you can afford?
Once you have decided to get away from the rent and get your own dream home, the first thing you need to know is how much house you can afford? This is a big question that you face with your first house. Obviously as a human being every one dreams of getting a big house, but can you afford the mortgage of this house? What every other person does is just calculate the mortgage that he or she can get from the bank and find out the monthly installment and get satisfied. But what you forget is other monthly expenses that comes with owning a house, for e.g., hydro bills, property taxes, apartment/condo fees, parking, cable etc. You must add up all these expenses before finalizing what you can afford. We at Beacon Score Canada do this every day and thus help our clients in setting up financial goals and save themselves from excessive monthly expenditure and keep away from bankruptcy. To get assistance in knowing in detail about how much house you can afford simply Contact Us or Apply Online.

Questions we can answer
While purchasing, refinancing or switching your house, you will come across a few questions like:

1. What interest rate I can get?
2. What will be the other costs involved besides down payment at the time of closing?
3. Can my interest rate go up and down, can I lock my interest rate and will it incur some expense?
4. Is there going to be a pre payment penalty on this mortgage loan?
5. What is the minimum down payment for getting this mortgage?
6. How can I qualify for a particular mortgage?
7. What documents are required for getting this mortgage?

and much more and we sincerely suggest that without the help of a seasoned mortgage and credit consultant you may not get satisfactory answers to above questions. So apply now to get the answers to all these questions.

What are you duties?
Besides having a smooth transaction and besides expecting everything from a consultant you also need to have some duties towards you consultant. These duties include:

1. Be Honest and tell your consultant about your exact financial situation
2. Never misrepresent your credit, income or property value
3. Keep paying your old loan until you close the new one
4. Don't apply for any credit without asking your consultant

We at Beacon Score Canada strive to provide this type of information to our clients. We are not only with you during the mortgage deal but are with you for whole of the life time, whenever you need a financial advice we are here to help provided you follow above 4 rules as your duty. Contact Us to find more.